7 Alternatives to Laybuy: Get the Same Buy Now, Pay Later Shopping Experience

Laybuy

vs.

Afterpay

37

Laybuy and Afterpay are both digital payment options that allow customers to pay for their purchases in installments. Both services provide a convenient way to split the costs of larger purchases, allowing customers to shop with more flexibility. Laybuy offers customers the ability to pay for their purchases over six weekly payments, with no interest or hidden fees. Customers have the option to pay off their balance early or make additional payments if they choose. Laybuy also runs promotions and loyalty programs that offer exclusive discounts and rewards to its customers. Afterpay offers installment plans of four equal payments due every two weeks, with no interest or fees applied. Afterpay also has a range of features such as notifications when payments are due, payment reminders, and the ability to track spending and split bills with friends. In addition, Afterpay offers exclusive deals and discounts through its loyalty program.

Laybuy

vs.

ClearPay

19

Laybuy and ClearPay are both digital payment solutions that offer customers an alternative way to pay for their purchases. Unlike traditional credit or debit card payments, both services allow shoppers to purchase now and pay later, spreading the cost of their purchase over several instalments. With Laybuy, customers can choose to pay in 6 weekly instalments while with ClearPay they can opt for 4 equal payments. Both services also offer customers the convenience of online shopping, allowing them to shop at any retail partner and check out with either service. On the other hand, there are some differences between the two services. For example, Laybuy offers its users a loyalty program called 'Laybuy Rewards', which allows them to earn points for every purchase made using Laybuy and redeem those points for discounts on future purchases. ClearPay does not offer similar rewards programs but does provide customers with access to exclusive promotions and discounts when they use the service. Additionally, ClearPay also provides customers with a virtual card for making speedy transactions without having to enter their card details each time they shop. Overall, both services provide shoppers with an easy and convenient way to manage their budget by allowing them to spread the cost of their purchase without incurring interest charges or additional fees.

Laybuy

vs.

Klarna

19

Laybuy and Klarna are two payment services that allow customers to pay for goods using an installment plan. Both services act as a middleman between the customer and merchant, allowing buyers to purchase items without needing to pay the full amount upfront. Laybuy allows customers to pay in six weekly installments while Klarna offers four installment plans with varying durations, ranging from 14 days up to 36 months depending on the product being purchased. Laybuy has a more straightforward setup process than Klarna as it only requires users to enter their email address, phone number, and delivery address before they can start making payments. Additionally, Laybuy also supports email billing which allows customers to set up payment plans without entering their card details, making it easier for those who want extra security when making online payments. Klarna on the other hand has a more advanced setup process which requires shoppers to register for an account and provide additional information such as their date of birth in order to verify identity. Once registered, shoppers can apply for financing with multiple lenders through Klarna’s platform and receive credit limits up to $15000 USD depending on their credit history. This makes it easier for shoppers to take advantage of larger purchases when shopping online. Overall, both services offer similar features with some differences in terms of setup process and financing options. However, each service may be better suited for different types of shoppers depending on their individual needs and preferences.

Laybuy

vs.

Zip

56

Laybuy and Zip are both payment solutions that allow customers to purchase goods and services online, with the ability to spread the cost of their purchase over a period of time. Laybuy is an online payment platform that allows customers to pay for goods and services in 6 weekly interest-free installments. Customers can shop at any online store that offers Laybuy as a payment option, making checkout easier. Zip on the other hand, is a buy now pay later service that allows customers to spread the cost of their purchase over multiple payments. Customers can choose from either 6 or 12 weeks equal payments with no interest, depending on their order size. Zip also lets customers pause, cancel or adjust upcoming payments easily through their mobile app or website. Both Laybuy and Zip provide an easy way to shop online while paying over installments. However, Laybuy only offers 6 week plans while Zip provides more flexibility with their 6 or 12 week plans. Additionally, Zip has added features such as pausing, canceling or adjusting payments easily through their mobile app or website which provides customers with more control over how they manage their purchases and payments.