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The Best Alternatives to Chime: A Guide to Similar Financial Websites

By Gregor K. published about 2023-01-08 20:37:12

Are you looking for a website similar to Chime? Then you’re in luck! We’ve compiled a list of the top five websites like Chime that offer similar features and services. From personal finance tracking to budgeting and financial planning, these sites offer a range of options to make managing your finances easier and more convenient. Read on to find out more about these great alternatives to Chime.

Chime is a financial technology company that provides a secure and easy-to-use mobile banking experience. Chime offers customers a checking account, savings account, and a Visa debit card, all without the hassle and fees of traditional banks.

Features

  • No monthly maintenance fees
  • No overdraft fees
  • Free access to over 38,000 ATMs
  • Automatic savings with every purchase
  • Real-time alerts and notifications
  • Instant transfers and payments
  • Automated budgeting tools

Chime Alternatives

Aspiration

Aspiration is a financial platform that allows customers to invest, spend, and save with an emphasis on ethical, values-driven investing. They offer a range of products and services, including investment accounts, debit cards with cash-back offers, and donation matching.

Both Chime and Aspiration are FDIC-insured online banks that offer no-fee banking services, no minimum balances, and access to an online checking account.

Aspiration offers cashback rewards and charitable donations with purchases, while Chime does not.

Is Aspiration a good alternative?
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Simple

Simple is a digital banking platform that offers a simple and convenient way to bank. It provides tools to help you budget, save and plan for your financial future, as well as access to personal loans, credit cards, and investment accounts.

Both Chime and Simple offer online banking services with no-fee banking, no minimum balances, and access to an online checking account.

Simple offers savings goals and budgeting tools, while Chime does not.

Is Simple a good alternative?
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Varo Bank

Varo Bank is an online banking platform that helps you save, budget, and invest smarter. With no monthly fees, no minimum balance requirements, and no surprise charges, Varo Bank has all the features you need to keep your finances on track.

Both Chime and Varo Bank are online banks that offer no-fee banking services, no minimum balances, and access to an online checking account.

Varo Bank offers savings accounts with a higher interest rate than Chime.

Is Varo Bank a good alternative?
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Ally Bank

Ally Bank is an online-only bank that provides banking, investing, and mortgage products to its customers. They offer competitive rates, low fees, and 24/7 customer service.

Both Chime and Ally Bank offer online banking services with no-fee banking, no minimum balances, and access to an online checking account.

Ally Bank offers savings accounts with a higher interest rate than Chime.

Is Ally Bank a good alternative?
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Axos Bank

Axos Bank is a full-service online bank that offers a full range of financial services, including checking and savings accounts, loans, credit cards, and more. With convenient features like mobile banking and online banking, you can conveniently manage your finances anytime, anywhere.

Both Chime and Axos Bank are FDIC-insured online banks that offer no-fee banking services, no minimum balances, and access to an online checking account.

Axos Bank offers cashback rewards and investment options, while Chime does not.

Is Axos Bank a good alternative?
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Discover

Discover is a leading banking and financial services company, helping people make smart decisions with their money and providing access to 125+ million cardmember accounts. Discover offers a variety of products, including credit cards, student loans, personal loans, home loans, auto loans and more.

Both Chime and Discover Bank are online banks that offer no-fee banking services, no minimum balances, and access to an online checking account.

Discover Bank offers cashback rewards and investment options, while Chime does not.

Is Discover a good alternative?
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Bank of America

Bank of America is a leading financial institution offering online banking, credit cards, mortgages, and other banking services. With a range of products and services, Bank of America makes it easy to manage your finances.

Both Chime and Bank of America offer online banking services with no-fee banking, no minimum balances, and access to an online checking account.

Bank of America offers access to a large network of ATMs, while Chime does not.

Is Bank of America a good alternative?
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Acorns

Acorns is an investing app that automatically rounds up your purchases and invests the difference into a diversified portfolio of stocks and bonds.

Both Chime and Acorns are financial technology companies that provide services to help people save and manage their money.

Chime is a banking service that helps customers manage their money, while Acorns is an investment platform that helps customers grow their wealth.

Is Acorns a good alternative?
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Albert

Albert is an automated financial advice and insights platform that helps you make smarter financial decisions, reduce debt and plan for retirement. It provides personalized advice, insights and actionable recommendations to help you achieve your financial goals.

Both Chime and Albert are websites that offer financial services and budgeting tools to help users save money and manage their finances.

Chime provides a free online bank account with no monthly fees, while Albert requires users to link an existing bank account in order to use the service.

Is Albert a good alternative?
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Affirm

Affirm is an online financial service that provides access to financing for purchases in an easy and transparent way. Affirm allows customers to split their purchase into multiple payments over time, with no hidden fees or compounding interest.

Both Chime and Affirm offer banking services for their customers.

Chime primarily focuses on providing a full suite of banking services whereas Affirm specializes in providing point-of-sale financing options.

Is Affirm a good alternative?
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Zoom

Zoom is the leader in modern enterprise video communications, with an easy, reliable cloud platform for video and audio conferencing, chat, and webinars across mobile, desktop, and room systems. Zoom Rooms is the original software-based conference room solution used around the world in board, conference, huddle, and training rooms, as well as executive offices and classrooms.

Both Chime and Zoom are video conferencing services.

Chime is designed for video meetings and chat, while Zoom offers a range of features for collaboration, such as whiteboarding and shared file annotation.

Is Zoom a good alternative?
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Slack

Slack is a team communication tool that helps teams stay organized, connected and focused on the work that matters most. With Slack, teams can communicate in real-time, share files, and collaborate on projects from anywhere.

Both Chime and Slack are team collaboration tools that help improve communication and productivity.

While Chime offers video conferencing, Slack does not have this feature.

Is Slack a good alternative?
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Twilio

Twilio is a cloud communications platform that enables developers to build, scale, and operate communications within their applications. It provides a telephony infrastructure web service in the form of an API, allowing web developers to integrate phone calls, text messages and IP voice communications into their applications.

Both Chime and Twilio offer cloud-based telecommunication services.

Chime offers a suite of collaboration tools while Twilio provides APIs for developers to create communication solutions.

Is Twilio a good alternative?
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Google Meet

Google Meet is a video conferencing solution that helps businesses connect with their customers, partners, and colleagues through high-quality audio and video. With Google Meet, users can host meetings with up to 250 participants, share their screen, and collaborate on documents in real-time.

Both Chime and Google Meet allow users to make video calls with other users.

Google Meet requires a Gmail account to access its features, while Chime does not.

Is Google Meet a good alternative?
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Chime Head-To-Head

Welcome to our head-to-head comparison of Chime with other websites. In this article, we will be looking at the features and services offered by Chime in comparison to its competitors. We will evaluate these features on the basis of cost, ease of use, customer service, security and privacy protection, and overall user experience. By the end of this article, you should have a better understanding of which website offers the best value for your needs. Let's get started!

Chime
vs.
Acorns

Chime and Acorns are both personal financial websites that offer users a variety of services to help manage their money. Chime offers users a spending account, which includes no hidden fees, no overdraft fees, automatically rounds up your purchases to the nearest dollar and deposits the extra into savings, and allows users to set up direct deposit so they can get paid up to two days faster. Chime also provides its members with access to Fee-Free ATMs, budgeting tools, and free financial coaching. Acorns is an investing website that helps users invest their spare change. Everytime you make a purchase, Acorns will round up the purchase amount and invest the difference. The website also offers users access to real-time stock market news, investment portfolios tailored to their risk level, retirement accounts such as traditional IRAs or Roth IRAs, as well as asset allocation advice. Overall, Chime is best for those looking for an easy way to save money on everyday purchases and gain access to financial coaching services while Acorns is better suited for those looking to grow their wealth through investing in the stock market.

Chime
vs.
Albert

Chime and Albert are both personal financial management websites that offer services to help users manage their finances. Chime focuses on providing a secure, digital banking experience with features like direct deposits and access to ATMs. Additionally, it provides budgeting tools such as spending alerts, budget goals, and a savings account with no minimum balance or monthly fee. Albert offers similar banking capabilities but also provides additional financial analysis and advice based on the user’s spending habits. It also offers automated investing options such as portfolio diversification and tax optimization. Finally, Albert provides access to human financial advisors for tailored advice to meet specific needs. Both websites provide users with a comprehensive set of tools to help them better manage their finances.

Chime
vs.
Affirm

Chime and Affirm are both financial services companies that offer a variety of products and services aimed at helping customers manage their finances. Chime is an online banking platform that provides banking, investment, and spending tools for customers. It also offers access to a network of over 38,000 fee-free ATMs, no minimum balance requirements, and no overdraft fees. In addition, Chime offers a debit card with cashback rewards as well as early direct deposits. Affirm is a consumer credit provider that offers loans to help customers purchase items they need or want. Affirm loans can be used to pay for items such as appliances, furniture, electronics, vacations, and more. In addition to providing loan services, Affirm also offers budgeting tools such as auto-pay scheduling and savings goals tracking. Furthermore, it allows customers to shop with merchants who accept Affirm financing directly from the company’s website or mobile app. Overall, while both companies offer similar features related to financing and budgeting, Chime focuses mainly on providing banking and investment services while Affirm specializes in providing loans for larger purchases.

Chime
vs.
Zoom

Chime and Zoom are both video conferencing platforms that offer a variety of features to meet each user's needs. Chime is an Amazon-owned platform that offers HD video and audio, chat, screen sharing, and the ability to have up to 100 participants on a call. It also has unlimited one-on-one meetings for free, but for larger groups there is a monthly fee. Zoom provides similar features as Chime, including HD video and audio, screen sharing, and the ability to host up to 500 participants. It also offers extra features such as recording sessions and the ability to mute all participants at once. However, unlike Chime it does not offer unlimited one-on-one calls for free. Both platforms have their advantages depending on the user's needs.

Chime
vs.
Slack

Chime and Slack are both communication tools that help teams stay connected and collaborate. Chime is an all-in-one collaboration platform that combines messaging, audio/video conferencing, file sharing, and task management into one unified product. It also has built-in features like screen sharing and instant messaging. Slack is a more traditional chat tool with features like direct messaging, group chats, file sharing, and voice/video calling. Both tools allow users to search for messages and files easily. However, Chime offers the added benefit of task management so users can track progress on projects, assign tasks to team members, set due dates, and more. Additionally, Chime allows users to set up virtual meeting rooms that include different background options as well as whiteboard capabilities.

Chime
vs.
Twilio

Chime and Twilio are two cloud communication platforms that provide businesses with solutions for video, voice, and text communication. Both platforms offer a comprehensive range of features to enable effective team collaboration. Both Chime and Twilio have the ability to easily integrate with existing applications such as Slack, Salesforce, and Microsoft Teams. With Chime, users can make calls from any device including desktops, laptops, tablets, and mobile phones. It also offers features like screen sharing, virtual whiteboard collaboration, and file sharing capabilities. Twilio has powerful real-time messaging capabilities with support for SMS, MMS, WhatsApp messaging, VoIP calling services and more. Additionally it provides its own API platform to allow developers to customize their applications for specific needs. When it comes to security both solutions use encryption protocols to protect data in transit between the server and the client devices. Chime also provides dedicated conference phone numbers which allow users to join audio conferences without the need for a physical phone device while Twilio offers a web-based meeting solution that is compatible with web browsers like Google Chrome or Mozilla Firefox. In terms of scalability Chime allows users to add additional users or lines when needed while Twilio lets companies purchase numbers that are specific to their business in order to manage their communication needs better. Ultimately both solutions provide reliable and secure communication solutions that are suitable for any business size or industry.

Chime
vs.
Google Meet

Chime and Google Meet are both online meeting and video conference tools that facilitate collaboration in a virtual space. Both services offer audio, video, chat, and screen sharing capabilities. Chime also allows for annotation of shared documents as well as scheduling of meetings through its calendar integration with Outlook, Office 365, and Gmail. Google Meet provides the ability to record meetings with additional features like real-time captions and low light mode while also offering tighter integration with other G Suite applications like Calendar, Drive, Docs, Sheets and Slides. Both services are available on desktop browsers as well as mobile apps.

Chime
vs.
Brigit

Chime and Brigit are both financial technology websites that offer services to help users manage their money. Chime is a mobile banking app and website that allows users to open FDIC-insured savings, checking, and debit card accounts, as well as access cashback rewards. Brigit is an app and website that provides short-term credit advances and budget tracking tools. With Chime, users can set up direct deposits with their employers, track spending in real time, find nearby bank branches or ATMs with no surcharge fees, use bill pay to manage payments, move money between accounts electronically, and even receive early access to paycheck funds up to two days in advance. Brigit offers similar features but also provides short-term credit advances of up to $250 when a user's balance falls below zero or they have upcoming bills due. It also includes budgeting tools that allow users to track their income and expenses in one place. Additionally, users can get payment reminders for upcoming bills and late fee alerts on any past due balances.

Chime
vs.
Chase

Chime and Chase are both online banking services that offer convenient and secure ways to manage finances. Chime is a mobile-first, online bank that provides access to direct deposits, free ATMs, real-time notifications, budgeting tools and no overdraft fees. Chase offers access to more than 4,700 branches nationwide and 16,000 ATMs in addition to its online services. Both banks offer the ability to transfer money between accounts, deposit checks remotely and pay bills. Chime also offers a Visa debit card with cash back rewards for purchases made at qualifying merchants. In contrast, Chase charges an annual fee for its debit card but does not offer cash back rewards. Overall, both Chime and Chase provide reliable online banking options with different features tailored to fit individual needs.

Chime
vs.
Betterment

Chime and Betterment are both online banking platforms that offer users a variety of financial services. They both offer the ability to open a checking and savings account, as well as the ability to invest money. Chime also offers features such as early paycheck access, automatic budgeting tools, and an automated savings program, while Betterment provides tax-loss harvesting, personalized advice from Certified Financial Planners™, and SmartDeposit technology. Both websites have mobile apps for easy access on the go.

Chime
vs.
Experian Boost

Chime and Experian Boost are both websites that offer financial services. Chime is a financial technology company that offers banking services, including checking accounts, savings accounts, debit cards and automated investment tools. Experian Boost is a service offered by the credit bureau Experian. It allows users to add positive payment history from utilities, phone bills and other regular expenses to their credit reports in order to increase their credit scores. In terms of features, Chime has many more than Experian Boost. Chime offers checking accounts with no minimums or fees, free overdraft protection up to $100 (when available) and an optional savings account with automatic transfers and a competitive interest rate. They also offer budgeting tools, a "Save When You Spend" feature which rounds up purchases to the nearest dollar & puts the difference into savings, direct deposit advances & mobile check deposits. Experian Boost on the other hand focuses only on helping users improve their credit score by adding positive payment history from as many as 10 utility & phone bills per month to their Experian credit report. The payments must be more than 30 days late in order for them to count towards a user’s score so if your payments are always on time then this service won’t benefit you much.

Chime
vs.
Self

Chime and Self are both online financial services that provide digital banking, budgeting, and investment tools. They both provide features to help users manage their finances more efficiently. Chime offers a wide range of features, including a no-fee checking account with direct deposit, automatic savings, money management tools, as well as fraud protection. Chime also offers a Visa debit card that can be used anywhere Visa is accepted. Additionally, they offer an online chat feature where users can ask questions or receive advice from financial professionals. Self boasts a free checking account with no minimum balance requirements and allows users to access their accounts via their mobile app or web version. It also provides automated budgeting and saving tools to help users track their spending and save for the future. Self also offers an investment feature that helps users manage their investments in one place. Ultimately, both Chime and Self provide helpful financial services and are suitable for those looking to improve their financial health.

Chime
vs.
Credit Karma

Chime and Credit Karma are both financial services websites. Chime is a banking platform that provides users with an FDIC-insured checking account, free access to over 38,000 fee-free ATMs, and the ability to set savings goals and automatically transfer funds into savings accounts. Credit Karma offers free credit score monitoring and personalized advice for credit cards, loans, debt management, insurance shopping, and more. Chime allows users to perform traditional banking activities such as making deposits, transferring money between accounts, paying bills online, and withdrawing cash from ATMs. It also provides budgeting tools such as spending alerts and automatic transfers into savings accounts. Credit Karma helps users better understand their credit profile by providing personalized recommendations on loan products, credit cards, debt management strategies and insurance policies. It also offers a free VantageScore 3.0 credit score along with regular updates of your TransUnion credit report. Overall both websites provide useful financial services in different ways; Chime focuses on everyday banking needs while Credit Karma focuses on helping users manage their finances through credit score monitoring.

Chime
vs.
Square

Chime and Square are both digital payment networks that enable users to make payments and send money securely. Both provide a range of services for individuals and businesses, such as accepting payments online, tracking inventory, creating invoices, and integrating with other systems. Chime is a mobile-only digital payment network that offers free tools for small business owners, including easy setup and management of accounts, automated deposits, fraud protection, and more. It also provides an easy way for customers to pay with just one tap without needing cards or cash. Additionally, Chime features budgeting tools so users can easily keep track of their spending. Square is a multi-channel platform that provides a suite of powerful tools to help manage all aspects of running a business. In addition to payments solutions like point-of-sale systems and ecommerce integrations, Square also provides powerful analytics tools that allow users to track their sales and understand customer behavior. Furthermore, the company offers business loan options to help businesses grow quickly by providing access to additional capital when needed.

Chime
vs.
Credit Sesame

Chime and Credit Sesame are both online personal finance platforms. Chime offers a bank account, debit card, credit builder, and investments services with no monthly fees or minimums. Credit Sesame is a credit monitoring platform that provides personalized information about your credit score and financial health. Chime is focused on day-to-day banking needs such as direct deposit, bill pay, and savings accounts. It also offers an automatic savings feature to help users save money each month. The app has additional features such as budgeting tools and mobile deposits. Credit Sesame's primary service is providing users with their free credit report and score from TransUnion. This includes up to $50,000 in identity theft insurance and 24/7 fraud monitoring. Its other features include personalized advice on improving your score and reducing debt, tracking progress over time, regular updates on your credit profile, alerts when any changes occur in your score or report, and recommendations for loan products you may qualify for based on your current credit profile.

Chime
vs.
Dave

Chime and Dave are both mobile banking apps that offer financial services to their users. Both platforms provide checking accounts with no hidden fees, the ability to manage money through their app, and tools to help users save money. Chime also offers a debit card for purchases and cash withdrawals, direct deposits, early access to paychecks up to two days before payday, and the ability to set up automated savings goals. Dave provides budgeting and spending insights, alerts users when bills are due, and offers overdraft protection up to $75. Chime does not currently offer this feature. However, both platforms allow users to deposit checks from their device as well as send and receive payments from other users.

Chime
vs.
Earnin

Chime and Earnin are two websites that help people manage their personal finances. Both offer features that make it easier for users to track their spending, manage their budget, and save money. Chime has a debit card feature that allows users to set up direct deposits from their employer and make purchases with a Visa Debit Card. It also offers access to over 38,000 fee-free ATMs nationwide and automatic savings tools to help users save money from each paycheck. Additionally, Chime provides budgeting features such as categorization of transactions and spending summaries for better financial control. Earnin allows users to access up to $500 of their earned wages before payday without any fees or interest. It also offers cash back rewards on purchases made at certain stores, along with balance tracking and transaction categories for better financial organization. In addition, Earnin helps users be proactive about managing their health care costs by providing an estimate of out-of-pocket costs when they search for a doctor visit or procedure.

Chime
vs.
Empower

Chime and Empower are both financial management websites that offer services to help users gain better control over their finances. Chime is a digital banking platform that provides customers with a spending account, checking account, debit card and more. It also offers budgeting tools and financial coaching to help people stay on top of their finances. Empower is an AI-powered financial advisor that helps users build budgets, track their spending, and save for the future. Both websites have user-friendly interfaces and offer educational resources about personal finance topics. They also both provide real-time notifications about account activity and updates on goals reached. However, Chime focuses more on providing banking services while Empower focuses more on providing personalized advice based on users' financial situations.

Chime
vs.
Jitsi

Chime and Jitsi are both video conferencing platforms that allow users to hold virtual meetings and events. Chime is a cloud-based platform that offers secure, high-quality audio and video, as well as the ability to share screens and documents in real time. It also has built-in chat capabilities so teams can communicate quickly. Jitsi is an open source platform that gives users more customization options than Chime. It also provides end-to-end encryption, audio and video quality, screen sharing capabilities, as well as integration with other services such as Google Calendar. Both platforms have features such as recorders for recording sessions and the ability to invite participants from outside of your organization. Jitsi also allows for custom branding of its app so you can create a unique look for your virtual meeting space.

Chime
vs.
KIKOFF

Chime and KIKOFF are two websites that provide digital banking services to their customers. Chime offers a mobile-first banking experience with no monthly fees, free overdraft protection up to $100, and the ability to set up direct deposit for recurring bills. KIKOFF provides a suite of banking tools including online bill pay, balance transfers, and peer-to-peer payments. Both sites also offer debit cards that can be used wherever Visa is accepted. However, Chime has a feature called SpotMe which allows customers to overdraw their account up to $20 without penalty or any type of fee. In addition, Chime customers have access to over 38,000 free ATMs nationwide through the MoneyPass network. KIKOFF does not offer this feature. Finally, both sites also offer customer service via phone and email but Chime also offers live chat support seven days a week while KIKOFF does not.


History of Chime

Chime is an online banking and budgeting platform that was founded in 2013. It started out as a mobile-only bank account that used a ‘bank-as-a-service’ model. Over time, it grew to offer a range of different services, including budgeting tools, mobile deposits, and bill pay services. Since then, it has grown to become one of the most popular online banking platforms in the US, with over 10 million customers.


Chime Status

The Chime website on online and reachable (last checked on 2024-04-24 01:00:12).

Online
Last checked 2024-04-24 01:00:12.
Uptime overview of the past three days.
Do you have problems accessing Chime's website? .
Check Chime's Twitter for recent updates.

Comments

  • Chime in on these other sites, and chime out happy!

    2023-05-03 10:30:15 ·
  • J S

    I'm here to Chime in and say these sites look great!

    2023-05-09 15:07:50 ·
  • Chime in on these other sites, and get a chiming deal!

    2023-10-22 03:05:17 ·
  • These sites are so similar, it's like Chime-ing to a different tune!

    2023-12-08 04:44:08 ·
  • I'm chime-ing in to say these sites are a-OK!

    2024-04-15 15:27:52 ·