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5 Alternatives to Acima Credit for Online Shopping and Financing.

By Gregor Krambs published about 2023-02-04 03:45:53

Are you looking for an alternative to Acima Credit? Whether you're looking for a similar service or just exploring your options, this list of websites like Acima Credit will give you plenty of choices. From online installment loans to rent-to-own payment plans, these alternative financing options provide a variety of services that can help you take control of your finances. Read on to find out more about each of them.

Acima Credit

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Acima Credit is a financing solution that allows customers to get the electronics and appliances they need today without having to wait for traditional financing. With Acima, customers can pay either via weekly or bi-weekly payments over a 12-month period.

Features

  • No credit required
  • Low weekly or bi-weekly payments
  • Easy online application
  • Instant approval decisions

Acima Credit Alternatives

Affirm

Affirm is an online financial service that provides access to financing for purchases in an easy and transparent way. Affirm allows customers to split their purchase into multiple payments over time, with no hidden fees or compounding interest.

Both companies offer financing options to customers with no credit checks.

Affirm has a more transparent pricing structure and no setup fees while Acima Credit charges a setup fee and has a more complicated fee structure

Is Affirm a good alternative?
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Rent-A-Center

Rent-A-Center is a national rent-to-own retailer that provides consumers with more flexible payment options for furniture, appliances, and electronics, as well as other home essentials.

Both companies offer rent-to-own financing solutions to customers with bad or no credit.

Rent-A-Center has more product selection and better customer service than Acima Credit.

Is Rent-A-Center a good alternative?
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Klarna

Klarna is a global payment solutions provider that works with merchants to provide customers with the smoothest online shopping experience. With Klarna, shoppers can pay for their purchases over time, with no interest and no fees.

Both companies provide financing solutions to customers with no credit checks.

Klarna has a more flexible payment plan and better customer service than Acima Credit.

Is Klarna a good alternative?
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Afterpay

Afterpay is a payment platform that allows you to pay for your online purchases in four interest-free installments. It's fast, easy, and secure, and it's available for both US and Australian shoppers.

Both companies offer financing options for customers with no credit checks.

Afterpay has more flexible payment plans and better customer service than Acima Credit.

Is Afterpay a good alternative?
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Divvy

Divvy is an expense management platform that helps businesses automate and streamline the entire expense process. From tracking, submitting, and approving expenses, to reporting, budgeting, and forecasting, Divvy ensures businesses have complete control and visibility into their expenses.

Both companies provide financing solutions to customers with no credit checks.

Divvy has a more transparent pricing structure and no setup fees while Acima Credit charges a setup fee and has a more complicated fee structure.

Is Divvy a good alternative?
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Kabbage

Kabbage is a financial services company that provides small business loans and lines of credit to entrepreneurs. They provide fast funding and flexible repayment options so that businesses can get the capital they need to grow.

Both companies offer financing options to customers with no credit checks.

Kabbage has a more transparent pricing structure and no setup fees while Acima Credit charges a setup fee and has a more complicated fee structure.

Is Kabbage a good alternative?
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LendUp Loans

LendUp Loans is an online financial services company that offers an alternative to traditional payday loans. We provide access to short-term loans, credit building services, and financial education tools to help customers build better financial futures.

Both companies offer financing solutions to customers with no credit checks.

LendUp has a more flexible payment plan and better customer service than Acima Credit.

Is LendUp Loans a good alternative?
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Progressive Leasing

Progressive Leasing offers lease-to-own payment plans for furniture, appliances, electronics, and more with no credit needed.

The similarities between Acima Credit and Progressive Leasing is that they both offer the option to lease items instead of purchasing them directly. The differences between the two websites are that Acima Credit offers plans with no credit needed, while Progressive Leasing requires customers to have a qualifying credit score.

Is Progressive Leasing a good alternative?
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Acima Credit Head-To-Head

Welcome to our head-to-head comparison of Acima Credit with other websites. Acima Credit is a unique online shopping platform that offers no credit check financing options for customers who otherwise may not be able to make a purchase. In this comparison, we will look at how Acima Credit differs from other websites in terms of their services, fees, and overall user experience. Through the comparisons, you will be able to decide which website best suits your needs when it comes to making purchases online. We hope that our review helps you make an informed decision about where to shop online and find the best deals.

Acima Credit
vs.
Progressive Leasing

Acima Credit and Progressive Leasing are two websites that offer lease-to-own financing options. Acima Credit offers customers an easy application process with no credit necessary and a variety of payment options. Customers may also select a flexible payment plan to tailor the purchase to their needs. In addition, Acima Credit provides helpful tools such as budgeting calculators and financial literacy guides. Progressive Leasing offers customers instant approval, no credit needed, and a pay-as-you-go payment option. They provide free delivery on approved orders and online order tracking so customers can stay informed about their purchase. Both Acima Credit and Progressive Leasing have customer service teams available via phone or email to answer any questions or concerns related to their purchases.


History of Acima Credit

Acima Credit is a financial technology company that was founded in 2014. It provides customers with an alternative to traditional financing options, giving them the opportunity to purchase items with no money down, no interest, and no credit checks. Acima Credit has grown rapidly since its launch and now services both online and in-store merchants in the United States. The company's mission is to provide customers with an easier, more affordable way to buy what they need.


Acima Credit Status

The Acima Credit website on online and reachable (last checked on 2023-03-27 01:00:03).

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Last checked 2023-03-27 01:00:03.
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Comments

  • I could've sworn I saw this list before... oh wait, it's the same list!

    2023-02-14 04:30:01 ·