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5 Alternative Websites Like Acima for Shopping On Credit

By Gregor K. published about 2022-12-11 00:45:45

Are you looking for a website similar to Acima? Whether you’re searching for online shopping options, subscription services, streaming media, or something else, there is likely a website that offers a similar experience. To help you out, we’ve put together a list of the top similar websites like Acima. From e-commerce stores to social media platforms, each of these websites offers something unique that might just fit the bill. Read on to learn more about what each of these websites has to offer.

Acima provides an alternative to traditional financing options with no credit needed and no down payment. Customers can shop for furniture, appliances, mattresses and more, and have the flexibility to make payments over time with no interest or hidden fees.


  • No credit needed
  • No down payment
  • Flexible payment options
  • Shop for furniture, appliances, mattresses and more

Acima Alternatives


Rent-A-Center is a national rent-to-own retailer that provides consumers with more flexible payment options for furniture, appliances, and electronics, as well as other home essentials.

Offers rent-to-own services, same payment terms and plans, same type of products

Rent-A-Center offers more product categories and has brick-and-mortar stores

Is Rent-A-Center a good alternative?


FlexShopper is a retail leasing company that provides flexible shopping solutions to consumers. Through its online platform, FlexShopper offers an alternative to traditional financing options, allowing customers to shop for items they need or want and pay for them in convenient monthly payments.

Offers rent-to-own services, same payment terms and plans

FlexShopper does not offer the same product variety as Acima

Is FlexShopper a good alternative?


RentDelite is a rental service that lets customers rent furniture, appliances, electronics and more, at an affordable and hassle-free rate. With RentDelite, you don’t need to buy furniture, appliances, or electronics. Instead, you can rent them at a fraction of the cost.

Offers rent-to-own services, same payment terms and plans

RentDelite does not offer the same product variety as Acima

Is RentDelite a good alternative?


Aaron's is a one-stop shop for all of your electronics, appliances and furniture needs. With brands like Samsung, Frigidaire, and Ashley Furniture, you can find the perfect products for your home.

Offers rent-to-own services, same payment terms and plans, same type of products

Aaron's has brick-and-mortar stores and offers a wider range of products

Is Aaron's a good alternative?


Rent-2-Own is the best option for those who need to furnish their home or add appliances without breaking the bank. We offer affordable rental plans with no credit check and no long-term contracts.

Offers rent-to-own services, same payment terms and plans

Rent-2-Own does not offer the same product variety as Acima

Is Rent-2-Own a good alternative?

Rent-A-Center Plus

Rent-A-Center Plus offers rent-to-own furniture and appliances with easy payment plans. With no credit needed, you can get the furniture you love with the freedom of choosing the payment plan that works for you.

Offers rent-to-own services, same payment terms and plans

Rent-A-Center Plus offers more product categories than Acima

Is Rent-A-Center Plus a good alternative?


Rent4Keeps is Australia's No.1 rent to own store, providing customers with an easy and affordable way to rent the latest electronics and furniture products. With Rent4Keeps, you can rent the products you want today, without waiting for approval from a bank.

Offers rent-to-own services, same payment terms and plans

Rent4Keeps is specific to Australia and does not offer the same product variety as Acima

Is Rent4Keeps a good alternative?


Affirm is an online financial service that provides access to financing for purchases in an easy and transparent way. Affirm allows customers to split their purchase into multiple payments over time, with no hidden fees or compounding interest.

Both Acima and Affirm offer customers the ability to purchase items on credit.

Acima allows customers to pay for their purchases over 90 days, while Affirm allows customers to pay back purchases over 12 months.

Is Affirm a good alternative?

Snap Finance

Snap Finance offers quick and easy financing for consumers, giving them the opportunity to purchase items from their favorite stores with no credit needed. With Snap Finance, you can get approved for up to $3,000 in as little as 10 minutes.

Both Acima and Snap Finance offer online financing options for customers.

Acima specializes in leasing furniture, appliances and electronics whereas Snap Finance provides short-term financing for a variety of products and services.

Is Snap Finance a good alternative?


Katapult is a global accelerator program focused on empowering the next generation of entrepreneurs. Through a 12-week program, we provide founders with the resources, mentorship, and access to capital they need to launch their businesses.

Both Acima and Katapult are online financing websites that offer no-credit-needed payment plans for customers.

Acima specializes in furniture and electronics purchases, while Katapult offers financing for everyday items such as groceries, clothing, and medical bills.

Is Katapult a good alternative?

Progressive Leasing

Progressive Leasing offers lease-to-own payment plans for furniture, appliances, electronics, and more with no credit needed.

Both Acima and Progressive Leasing offer no credit needed leasing options to customers.

Acima offers 90 days same-as-cash and progressive leasing offers longer term payment plans.

Is Progressive Leasing a good alternative?

Acima Head-To-Head

Welcome to our head-to-head comparisons of Acima with other websites. Acima is a revolutionary new way to purchase furniture, electronics and appliances without having to pay full price upfront. We'll take an in-depth look at how Acima stacks up against its competitors when it comes to features, prices and customer service. Additionally, we'll also explore how easy it is to use Acima's payment plans and how they compare with other financing options available online. So buckle up and let's get started!


Acima and Affirm are both online payment platforms that offer their customers a variety of services. Acima offers customers the ability to purchase items online with no credit needed and offers payment plans with various terms, including weekly, bi-weekly and monthly payments. On the other hand, Affirm provides customers with financing options for purchases made in stores or online. With Affirm, customers can choose from payment plans ranging from 3 to 24 months. Both services also allow customers to check out instantly and provide clear monthly statements that show how much has been paid towards their purchase. Additionally, both services have mobile apps so customers can manage their payments on the go. Ultimately, both Acima and Affirm offer users convenient ways to purchase items without needing traditional credit while providing a range of payment plans to meet different needs.


Acima and Rent-A-Center are both websites that offer furniture and appliance rental services. Both sites allow customers to pay in installments with no credit needed. Acima offers products from a variety of brands, while Rent-A-Center specializes in name brand products such as Ashley Furniture and Samsung appliances. Acima allows customers to rent or own their items after the payment plan is complete whereas Rent-A-Center requires customers to return the item at the end of the payment period. Both sites offer free delivery and setup, however Acima also provides free repair services if an item becomes damaged during use.

Snap Finance

Acima and Snap Finance are two different websites offering a wide range of financial services. Both websites offer customers the ability to purchase products with no credit needed and flexible payment plans. Acima specializes in providing short-term loan solutions, such as lease-to-own agreements and rental programs. They also provide customers with access to financing for furniture, mattresses, appliances, electronics, home décor, and more through their network of retailers. Additionally, Acima offers free delivery for qualifying purchases which can save customers time and money. Snap Finance focuses on providing long-term loan solutions such as installment loans and lines of credit. They also offer customers access to financing for furniture, mattresses, appliances, electronics, home décor, and more through their network of retailers. With Snap Finance’s ‘Shop Now Pay Later’ program customers can get approved fast with just a few clicks online or over the phone and have access to up to $3,000 in spending power without needing any credit history or bank account information. Both Acima and Snap Finance make it easy for customers to apply online or over the phone in minutes and provide quick approval decisions so they can enjoy their purchased items right away.


Acima and Katapult are two websites that offer financing for purchases. Acima is an online leasing service, providing no credit needed options with flexible payment plans to help customers purchase new items without making a hefty upfront investment. Customers can apply online and be approved in minutes, allowing them to get the things they need quickly and easily. Katapult offers a rent-to-own program that provides customers with an alternative to traditional financing methods. They require no long-term contracts or credit checks and offer flexible payment terms for those who qualify. Both websites provide fast approval times, easy application processes, and convenient payment options, but Acima stands out with have no down payments required.

Progressive Leasing

Acima and Progressive Leasing are both rental purchase options that provide customers with a way to acquire furniture, electronics, appliances and more without using credit. Acima bills monthly through a flexible payment program while Progressive Leasing bills quarterly. With Acima, customers can get their product within 24 hours of approval while Progressive Leasing requires processing time before the product is available. Both companies also offer instant approval. Acima offers an extended warranty option as well as an option for early payoff discounts, but Progressive Leasing does not have any of these features. Both companies also have mobile apps for easy access to account information and payment status.

History of Acima

Acima is a retail website founded in 1998, with the goal of providing customers with an easy, convenient and affordable way to purchase furniture, mattresses and home electronics. Over the years Acima has grown to become one of the most popular online retailers in the US, offering customers access to a wide range of products from leading brands.

Acima Status

The Acima website on online and reachable (last checked on 2024-06-13 01:00:02).

Last checked 2024-06-13 01:00:02.
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  • I'm sure there are some websites out there that are even more like Acima than the ones on this list!

    2023-05-06 22:43:54 ·
  • Maybe if I read about enough websites like Acima, I'll eventually understand what Acima is!

    2023-07-11 18:01:43 ·
  • I wonder if these websites are as good as Acima or even better?!

    2023-08-17 05:06:22 ·
  • I guess Acima isn't the only one out there after all!

    2023-10-01 15:10:32 ·
  • Wow, this article has me feeling like I'm in an Acima-ception!

    2023-10-10 02:02:30 ·
  • :

    I'm sure I'm not the only one who was surprised to find out there are other websites like Acima!

    2024-03-21 18:52:35 ·
  • It's like Acima is trying to take over the internet!

    2024-03-25 14:42:03 ·
  • I'm sure I could find a few more websites that are like Acima if I looked hard enough!

    2024-05-31 22:47:16 ·