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Finding Alternatives to Oportun: A List of Similar Websites

By Gregor K. published about 2023-01-01 11:52:41

Are you looking for a website similar to Oportun? Oportun is a financial services company that provides credit building, debt consolidation, and other financial services. If you are looking for a website similar to Oportun, then you have come to the right place. In this article, we have compiled a list of websites that offer similar services as Oportun. We have evaluated each website on criteria such as customer service, accessibility, and pricing. Keep reading to find out the best website for you to use.

Oportun is a financial services provider that helps people with limited credit histories build a better financial future. We offer small dollar loans, savings accounts, and other services that help people make progress towards their financial goals.

Features

  • Small dollar loans
  • Savings accounts
  • Credit building services
  • Online application process
  • Affordable payment plans

Oportun Alternatives

Accion

Accion is a global nonprofit committed to creating a financially inclusive world, with a pioneering legacy in microfinance and fintech impact investing. Our mission is to give people the financial tools they need to improve their lives.

Offers small loans to help people build credit, savings and the financial skills they need to succeed.

Accion loans are larger than Oportun loans and have a longer repayment period.

Is Accion a good alternative?
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LendingClub

LendingClub is the nation's largest online credit marketplace, connecting borrowers and investors. They offer fast, convenient access to personal loans and investing opportunities. With LendingClub, you can get the funds you need to consolidate debt, cover unexpected expenses, or pay for a major purchase.

Offers personal loans for borrowers with good to excellent credit.

LendingClub offers loans with longer terms and higher loan amounts than Oportun.

Is LendingClub a good alternative?
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Earnin

Earnin is an app-based financial services platform that helps you pay for the things you need today and pay it back later on your terms. With Earnin, you can get paid as soon as you leave work, track your hours, and get paid quickly and securely.

Allows people to access their earned wages before their paychecks come in.

Earnin does not offer loans, and users cannot build credit with Earnin.

Is Earnin a good alternative?
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Kiva

Kiva is an international nonprofit that allows people to lend money to low-income entrepreneurs and students in over 80 countries.

Offers small loans to people in need around the world.

Kiva loans are crowdfunded by individuals, whereas Oportun loans are offered by a financial institution.

Is Kiva a good alternative?
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Avant

Avant is a leading online lender offering personal loans and credit lines to borrowers of all credit levels. With our easy application process and fast funding, you can access the cash you need to cover unexpected expenses, pay off high-interest debt, and more.

Offers personal loans to people with fair to excellent credit.

Avant offers larger loans than Oportun and has a longer repayment term.

Is Avant a good alternative?
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Prosper

Prosper is a personal loan company that provides access to secured and unsecured personal loans. Borrowers can choose loan amounts between $2,000 and $35,000 and can get their loan funded in as few as three days.

Offers personal loans for people with good to excellent credit.

Prosper loans have higher loan amounts and longer repayment periods than Oportun loans.

Is Prosper a good alternative?
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PayActiv

PayActiv is a financial wellness platform for individuals and employers that helps employees bridge their financial gaps by providing access to earned wages, budgeting and budget tracking tools, and financial coaching.

Offers financial wellness tools such as budgeting and cash flow management.

PayActiv does not offer loans, and users cannot build credit with PayActiv.

Is PayActiv a good alternative?
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OneMain Financial

OneMain Financial provides personal loans to help consumers manage their financial needs. Our loan solutions are tailored to meet the needs of individual borrowers, so you can get the funds you need when you need them.

Both websites offer financial services such as loans, credit cards, and banking products.

Oportun focuses on providing financial services to underserved communities whereas OneMain Financial provides a broad range of financial services for all customers.

Is OneMain Financial a good alternative?
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OppLoans

OppLoans is a trusted lender providing fast, affordable personal loans up to $4,000. Our loans are designed to help you bridge the gap between paydays and cover emergency expenses.

Both Oportun and OppLoans provide financial services to those with less than perfect credit.

Oportun offers micro-loans for small purchases and emergency expenses, while OppLoans provides installment loans for larger expenses.

Is OppLoans a good alternative?
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Upstart

Upstart is an online lending platform that helps you get smarter about your finances. We offer personal loans with competitive rates, fast funding, and no hidden fees. Our goal is to make borrowing smarter, more affordable, and more accessible.

Both Oportun and Upstart offer personal loan products to customers.

Oportun caters to underserved communities with special loan terms, while Upstart uses its proprietary underwriting model to evaluate creditworthiness.

Is Upstart a good alternative?
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Oportun Head-To-Head

Welcome to our head-to-head comparison of Oportun and other websites! Oportun is a financial technology company that provides access to financial services to individuals with limited credit histories or who are underserved by traditional banks. We will compare Oportun with other similar websites to find out which one offers the best services, features, and prices. Our analysis will include an overview of each website's offerings, reviews from customers, and customer support options. We hope you find this comparison helpful in making an informed decision about what financial technology company you should choose.

Oportun
vs.
OneMain Financial

Oportun and OneMain Financial are both financial institutions that provide loans to qualified borrowers. Oportun is a company that specializes in providing unsecured loans with no advance fees, no collateral, and flexible repayment options. Their online application process is fast and easy, allowing customers to receive an estimated loan amount within minutes. They also offer helpful tools such as budgeting tips and free credit counseling services. OneMain Financial offers secured and unsecured loans with competitive rates. They have a wide variety of loan products including personal loans, home equity lines of credit, auto loans, student loans, and consolidation loans. Their website has an online calculator so customers can estimate the cost of their loan before they apply. Additionally, OneMain Financial offers personalized customer service with account managers that can help customers manage their accounts as well as answer questions about their loan product.

Oportun
vs.
OppLoans

Oportun and OppLoans are both online lenders that offer short-term loans to borrowers with less-than-perfect credit. Both companies provide a range of loan options, including installment loans, lines of credit, and payday loans. Oportun offers flexible repayment terms with up to 24 months for installment loans and 12 months for lines of credit. OppLoans has a longer repayment period of up to 36 months on their installment loans and 18 months on their lines of credit. Oportun has a quick application process which can be completed in as little as 10 minutes, whereas OppLoans takes a bit longer with an average application time of 15 minutes. Both lenders have customer service teams available to assist customers with questions or concerns. However, Oportun offers extended hours from 8am to 8pm PST Monday through Friday while OppLoans is available 8am to 7pm CST Monday through Friday.

Oportun
vs.
Upstart

Oportun and Upstart are both online lending services that provide personal loans to customers with varying credit scores. Oportun offers loans for a variety of purposes, including debt consolidation, home improvement projects, appliance purchases, and more. Upstart specializes in providing loans primarily for education-related expenses such as tuition, books, room and board. Both services offer flexible loan terms and repayment options. Oportun offers terms from 6 to 36 months while Upstart’s terms range from 3 to 5 years. Oportun does not require a minimum credit score for approval but does consider income when evaluating applications; Upstart requires a minimum credit score of 640 but considers applicants' educational backgrounds as well as income when making decisions. In addition to offering different types of loans, the two companies have different eligibility requirements and fees. Oportun has no application or origination fees while Upstart charges an application fee and an origination fee (the latter is dependent upon the amount borrowed). Both companies also have customer service representatives available to answer questions about their loan offerings.


History of Oportun

Oportun is a financial technology company that was founded in 2005. It has since provided responsible and affordable financial services to millions of underserved people in the United States. The company has grown to become one of the most trusted and largest financial services providers in the country. Oportun offers a wide array of products and services and works with partners to help people build credit and savings. The company is committed to making financial services accessible to everyone, regardless of background or credit history.


Oportun Status

The Oportun website on online and reachable (last checked on 2024-10-15 01:00:41).

Online
Last checked 2024-10-15 01:00:41.
Uptime overview of the past three days.
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Check Oportun's Twitter for recent updates.

Comments

  • Wow, I'm Oportun-ed with a lot of choices now!

    2023-02-05 12:05:55 ·
  • Who knew there were so many Oportunities out there?

    2023-03-24 01:18:44 ·
  • I'm Oportun-istic that this list will help me out.

    2023-11-10 06:14:29 ·
  • Looks like I'm not Oportun-blind anymore!

    2023-12-14 16:47:25 ·
  • Wow, this article is really Oportun-ate!

    2024-03-04 18:26:19 ·
  • I'm so glad I'm Oportun-ed with this list of websites.

    2024-04-19 04:23:31 ·
  • Thanks for the Oportun-ity to learn about these websites!

    2024-06-11 10:01:43 ·
  • I guess I'm not Oportun-ately in the know about these websites.

    2024-07-12 08:25:18 ·
  • An Oportun-istic list, indeed!

    2024-08-20 17:05:23 ·