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7 Alternative Payment Platforms to Consider if You're Looking for an Openpay Alternative

By Gregor K. published about 2023-01-27 13:54:55

Are you looking for an alternative to Openpay? Look no further! In this article, we'll go over a list of similar websites like Openpay, so you can find the perfect payment system for your needs. We'll cover the advantages and disadvantages of each website, and provide examples of how they might be used. Whether you're a small business looking for an easy way to accept payments, or an individual looking for an alternative to a traditional bank, you're sure to find something that works for you. So let's dive in and explore the world of Openpay alternatives!

Openpay is a leading payment solutions provider in Australia, offering a range of flexible payment solutions to suit businesses and individuals. Our services are tailored to fit your needs and provide the convenience and control of digital payments.


  • Easy online setup and integration
  • Secure payment processing
  • Flexible payment plans and terms
  • Real-time transaction tracking

Openpay Alternatives


PayPal is a secure, global online payment service that allows individuals and businesses to send and receive payments online. It has a wide range of features and services that make it easy to send and receive payments online.

Both offer secure, fast and convenient payment solutions.

Openpay offers installment payment plans, while PayPal does not.

Is PayPal a good alternative?


Stripe is a suite of tools for businesses to accept payments, track invoices, manage recurring billing and more. Stripe helps businesses of all sizes accept and manage online payments with ease.

Both offer online payment solutions.

Openpay offers installment payment plans, while Stripe does not.

Is Stripe a good alternative?

Amazon Pay

Amazon Pay is a fast, simple, and secure way to pay for purchases on the website and in participating Amazon stores. With Amazon Pay, you can use the payment and shipping information stored in your Amazon account to quickly and securely pay for your purchases without having to enter your credit card details.

Both offer secure and convenient payment solutions.

Openpay offers installment payment plans, while Amazon Pay does not.

Is Amazon Pay a good alternative?

Google Pay

Google Pay is a digital payment platform that allows users to send money, pay bills, and store loyalty cards and tickets all in one place. With Google Pay, users can make payments to friends, family, and businesses quickly and securely.

Both offer secure payment solutions.

Openpay offers installment payment plans, while Google Pay does not.

Is Google Pay a good alternative?

Apple Pay

Apple Pay is an easy, secure, and private way to pay for physical goods and services online or in stores with an Apple device. It works with iPhone, Apple Watch, iPad, and Mac, so users can pay in an easy, secure, and private way.

Both offer secure payment solutions.

Openpay offers installment payment plans, while Apple Pay does not.

Is Apple Pay a good alternative?


Square is a financial services, merchant services aggregator and mobile payments company based in San Francisco, California. It allows individuals and businesses to make and accept payments on their mobile devices.

Both offer secure payment solutions.

Openpay offers installment payment plans, while Square does not.

Is Square a good alternative?


Klarna is a global payment solutions provider that works with merchants to provide customers with the smoothest online shopping experience. With Klarna, shoppers can pay for their purchases over time, with no interest and no fees.

Both offer secure payment solutions.

Openpay offers installment payment plans, while Klarna does not.

Is Klarna a good alternative?


Afterpay is a payment platform that allows you to pay for your online purchases in four interest-free installments. It's fast, easy, and secure, and it's available for both US and Australian shoppers.

Both Openpay and Afterpay are online payment solutions.

Openpay allows customers to spread the cost of purchases over a period of time while Afterpay allows customers to pay for their purchases in four equal payments due every two weeks.

Is Afterpay a good alternative?


Humm is a shopping payment platform that makes it easy to purchase the things you need today, and pay for them over time. It’s an ideal option for those with limited access to credit or who want to manage their cash flow without having to pay the full cost upfront.

Both Openpay and Humm offer interest-free payment plans.

Openpay is an online platform that allows customers to purchase goods from a range of retailers, whereas Humm is a retail finance option that allows customers to pay for items in instalments directly from the retailer.

Is Humm a good alternative?


ZipPay is an innovative payment solution that allows you to buy now and pay later. With flexible payment options and interest free terms, ZipPay makes it easy to manage your budget and shop smarter.

Both Openpay and ZipPay offer interest free payment plans to customers.

Openpay allows customers to pay for their purchase in smaller weekly or fortnightly payments over a period of time, whereas ZipPay requires customers to make a minimum payment each month.

Is ZipPay a good alternative?

Openpay Head-To-Head

Welcome to our head-to-head comparison of Openpay with other websites! Openpay is a payment platform that provides customers with flexible payment options and a range of services. It allows customers to spread the cost of purchases over multiple payments, making it easier for them to manage their finances. In this article, we will compare Openpay’s features and services to those of other websites in order to determine which is the best payment option for you.


Openpay and Afterpay are two payment solutions that allow customers to purchase goods and services with an installment payment plan. Both services allow customers to make smaller payments over a longer period of time, rather than paying the full amount upfront. Openpay offers more flexibility when it comes to payment plans, allowing customers to customize their repayment schedule by selecting how much and how often they would like to pay. Afterpay only offers a set weekly or fortnightly repayment plan with no ability for customers to modify the terms. Openpay also allows businesses to offer deferred payments, meaning that customers can purchase items now while only making their first payment after a certain date. Afterpay does not provide this type of service, so businesses cannot offer it to their customers. Lastly, Openpay allows for both online and in-store purchases while Afterpay is only available online.


Openpay and Humm both offer digital payment solutions for businesses. Openpay offers integrated payments through its API, allowing businesses to accept payments without the need for a merchant account. Humm provides a suite of tools including invoicing, recurring payments, and mobile payments. Openpay is more focused on providing an all-in-one payment system with integrated checkout services. It also provides automated fraud detection and secure payment processing. Humm, on the other hand, focuses more on customer experience with features like installment plans and promotional offers. Both platforms are compatible with major payment options such as Visa and Mastercard. In terms of security, Openpay is PCI DSS certified and uses 3D Secure 2.0 to ensure maximum protection during online transactions. Humm also has multiple layers of security in place to protect customers’ data while maintaining convenient checkout experiences. Overall, both Openpay and Humm provide reliable digital payment solutions that allow businesses to accept online payments safely and securely while offering customers various ways to pay for goods or services.


Openpay and Stripe are both payment processing services that allow merchants to accept payments online. Openpay focuses on providing flexible payment plans and installment options, while Stripe provides a comprehensive set of tools for businesses to accept payments. Openpay offers a range of features, including the ability to create custom payment plans and schedule recurring payments, as well as support for a number of different currencies. They also provide mobile integration options, so customers can make payments through their mobile device instead of entering their card details directly into the website. Stripe offers an array of features to help businesses manage their online transactions. They provide fraud prevention tools, as well as an easy-to-use dashboard for tracking payments and viewing analytics. Stripe also offers support for multiple payment methods, from debit or credit cards to digital wallets such as Apple Pay and Google Pay. Additionally, they offer APIs for developers who want to integrate their own custom payment solutions into their websites or apps.


Openpay and Zip Pay are two payment platforms that allow customers to buy now and pay later. With both platforms you can own the products or services you want today and make monthly payments over a set period of time. Openpay allows customers to manage their payments through its app, while Zip Pay allows customers to set up automatic payments. Openpay provides interest-free repayment plans with no hidden fees, while Zip Pay has an account fee. Openpay also offers more flexible repayment plans than Zip Pay and allows customers to receive instant approval for purchases over $1000, whereas Zip Pay requires customers to be approved for amounts over $300. Openpay also allows for multiple accounts per customer, while Zip Pay only permits one account per customer. Overall, Openpay and Zip Pay both provide payment solutions that allow customers to purchase now and pay later; however, Openpay offers more flexibility in terms of repayment options and allows for larger purchase amounts without requiring additional approval.


Openpay and PayPal are two popular payment platforms that allow users to make payments online or in-store. Openpay specializes in recurring payment plans, allowing customers to buy products through interest-free installments over a period of time. PayPal offers a wide range of services including one-time payments, peer-to-peer transfers, online invoicing, and more. Both accept major debit and credit cards. Openpay is the preferred choice for businesses that need to offer payment plans, while PayPal is better suited for companies who need features such as invoicing or international payments. Both provide industry standard security measures to protect user data and transactions.

History of Openpay

Openpay is a financial technology business providing payments infrastructure and services. Founded in 2013, the company has grown from a small startup to a major provider of integrated payment solutions. Openpay's technology is used by businesses and consumers to make purchases, pay bills, and manage their finances. The company also provides customers with tools to help them better manage their finances and make payments securely. The company's goal is to make payments simpler, easier, and faster for everyone.

Openpay Status

The Openpay website on online and reachable (last checked on 2024-04-25 01:00:39).

Last checked 2024-04-25 01:00:39.
Uptime overview of the past three days.
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Check Openpay's Twitter for recent updates.


  • I'm surprised there's no 'Paypay' on this list!

    2023-03-10 18:26:30 ·
  • I'm glad to know there are options if Openpay doesn't work out for me!

    2023-04-09 05:23:14 ·
  • I guess if you're not satisfied with Openpay, you can always try Openpay 2.0!

    2023-10-17 14:58:52 ·
  • I guess this means I can finally take my 'Closepay' to the bank!

    2023-11-28 17:16:16 ·
  • I'm sure this list will come in handy if I ever need to switch away from Openpay!

    2024-01-05 08:41:04 ·
  • Do any of these websites accept payments in monopoly money?

    2024-03-06 02:11:29 ·
  • At least I know there's no shortage of alternatives if Openpay doesn't work out!

    2024-04-02 01:09:20 ·