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7 Alternatives to LightStream for Online Personal Loan Applications

By Gregor K. published about 2023-01-26 02:59:28

Are you looking for an online lender that offers the same financial services as LightStream? If so, you’ve come to the right place! This article provides a comprehensive list of similar websites like LightStream, allowing you to compare and contrast different loan options so you can find the best fit for your financial needs. From comparing interest rates to loan terms and fees, this list has all the details you need to make an informed decision. So read on and find the perfect financial solution for you!

LightStream is a division of SunTrust Bank, offering a variety of personal loan products to help you finance purchases or consolidate debt. With competitive rates, a simple online application process, and friendly customer service, LightStream helps you make the most of your money.

Features

  • Competitive Interest Rates
  • Flexible Loan Terms
  • Easy Online Application Process
  • Personalized Customer Service
  • Consolidate High-Interest Debt

LightStream Alternatives

LendingClub

LendingClub is the nation's largest online credit marketplace, connecting borrowers and investors. They offer fast, convenient access to personal loans and investing opportunities. With LendingClub, you can get the funds you need to consolidate debt, cover unexpected expenses, or pay for a major purchase.

Both provide personal loans, debt consolidation, and home improvement loans.

Lightstream offers lower interest rates and no origination fees, while LendingClub charges an origination fee.

Is LendingClub a good alternative?
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Discover

Discover is a leading banking and financial services company, helping people make smart decisions with their money and providing access to 125+ million cardmember accounts. Discover offers a variety of products, including credit cards, student loans, personal loans, home loans, auto loans and more.

Both offer personal loans, credit cards, and other banking services.

Lightstream offers lower interest rates and no origination fees, while Discover Bank charges an origination fee.

Is Discover a good alternative?
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Marcus by Goldman Sachs

Marcus by Goldman Sachs is an online banking service designed to make borrowing and saving simple and straightforward. With products ranging from credit cards and personal loans to high-yield savings accounts, Marcus by Goldman Sachs offers a range of financial services to meet your needs.

Both offer personal loans, debt consolidation, and home improvement loans.

Lightstream offers lower interest rates and no origination fees, while Marcus by Goldman Sachs charges an origination fee.

Is Marcus by Goldman Sachs a good alternative?
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SoFi

SoFi is a financial services company that provides a range of services to help people manage their finances. It offers a variety of products and services, including student loan refinancing, personal loans, investing advice, and more.

Both offer personal loans, debt consolidation, and home improvement loans.

Lightstream offers lower interest rates and no origination fees, while SoFi charges an origination fee.

Is SoFi a good alternative?
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Prosper

Prosper is a personal loan company that provides access to secured and unsecured personal loans. Borrowers can choose loan amounts between $2,000 and $35,000 and can get their loan funded in as few as three days.

Both offer personal loans, debt consolidation, and home improvement loans.

Lightstream offers lower interest rates and no origination fees, while Prosper charges an origination fee.

Is Prosper a good alternative?
|

Avant

Avant is a leading online lender offering personal loans and credit lines to borrowers of all credit levels. With our easy application process and fast funding, you can access the cash you need to cover unexpected expenses, pay off high-interest debt, and more.

Both offer personal loans, debt consolidation, and home improvement loans.

Lightstream offers lower interest rates and no origination fees, while Avant charges an origination fee.

Is Avant a good alternative?
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Best Egg

Best Egg is a lending platform that offers low interest loans for debt consolidation, home improvement projects and other personal needs. Our simple and secure online application process makes it easy to get the funds you need fast – without any hidden fees.

Both offer personal loans, debt consolidation, and home improvement loans.

Lightstream offers lower interest rates and no origination fees, while Best Egg charges an origination fee.

Is Best Egg a good alternative?
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LendingTree

LendingTree is an online lending marketplace that connects borrowers with multiple lenders to offer competitive loan offers.

Both LightStream and LendingTree provide online financial services to their customers.

LightStream focuses on providing loans for consumer purchases and refinancing, while LendingTree also offers HELOCs, mortgage refinances and auto loans.

Is LendingTree a good alternative?
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OBS

OBS (Open Broadcaster Software) is a free and open source software for live streaming and video recording. It supports various streaming services, including Twitch, YouTube, and Facebook Live.

Both websites offer financial services.

LightStream provides personal loan products, while OBS offers online banking services.

Is OBS a good alternative?
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Streamlabs

Streamlabs is a professional live streaming software that enables streamers to easily create stunning live streams and grow their audiences. It comes with powerful features such as a built-in chatbot, customizable alerts, donations, and more.

Both websites allow users to make donations to livestreamers.

LightStream users are able to make donations directly from the website, while Streamlabs requires users to link their PayPal account.

Is Streamlabs a good alternative?
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Twitch

Twitch is the world’s leading video platform and community for gamers. With more than 45 million unique viewers per month, Twitch offers gamers a live streaming platform to share their gaming experiences, watch other gamers, and discover new games.

Both websites offer streaming services.

LightStream provides video game streaming services while Twitch provides live video game streaming with the ability to interact with viewers.

Is Twitch a good alternative?
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Upstart

Upstart is an online lending platform that helps you get smarter about your finances. We offer personal loans with competitive rates, fast funding, and no hidden fees. Our goal is to make borrowing smarter, more affordable, and more accessible.

Both websites offer personal loans to customers.

LightStream offers loans of up to $100,000 with competitive fixed interest rates, while Upstart offers lower loan amounts and variable interest rates.

Is Upstart a good alternative?
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Upgrade

Upgrade is a financial technology company that provides access to personal loans, credit building and credit protection tools. We help you manage your money, build your credit and protect your future. With our easy to use platform and helpful customer service, we make life more manageable and finances more accessible.

Both LightStream and Upgrade provide loans to consumers for various purposes.

LightStream specializes in offering competitive, fixed-rate loans to people with good credit, while Upgrade offers both personal loans and credit cards to people with fair or better credit.

Is Upgrade a good alternative?
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LightStream Head-To-Head

LightStream is an online personal loan lender that offers competitive rates, flexible terms, and excellent customer service. This head-to-head comparison looks at LightStream's features and benefits when compared to other websites offering similar services. We'll break down the pros and cons of each website and provide a comprehensive overview of how they stack up against one another. By the end of this article, you'll be able to determine which site is right for you based on your individual needs.

LightStream
vs.
Best Egg

LightStream and Best Egg are both online personal loan lenders. LightStream offers unsecured personal loans for medical bills, vacations, debt consolidation, auto repairs, home improvement projects, and more. It has a maximum loan amount of $100,000 with no origination fees or prepayment penalties. Loan terms range from 24 to 84 months and interest rates start at 3.99% APR (with AutoPay). LightStream also offers a prequalification process that can be completed in minutes. Best Egg also provides unsecured personal loans for the same types of expenses as LightStream. Its maximum loan amount is $35,000 and its interest rates start at 5.99% APR (with AutoPay). With Best Egg, it's possible to get approved within minutes and receive funds as soon as the next business day. It also has no origination fees or prepayment penalties and loan terms range from 36 to 60 months.

LightStream
vs.
LendingTree

LightStream and LendingTree are both online loan services that provide customers with competitive loan rates for a variety of purposes, such as debt consolidation, home improvements, and more. LightStream offers a wide range of loan products and is known for its low-interest rates, flexible repayment terms, and quick funding process. The company also has an online application system that allows borrowers to apply in minutes and track their progress through the entire process. LendingTree is a marketplace lender that offers a variety of loan options from multiple lenders. It provides customers with personalized loan rate comparisons and tools to compare different lenders' terms. Borrowers can upload relevant documents directly on the site, making the application process faster and simpler. Both companies offer ways to easily apply for loans and have tools that help customers make informed decisions about their borrowing needs.

LightStream
vs.
OBS

LightStream and OBS are both streaming services that enable users to stream their content online. LightStream is a cloud-based service that provides complete control over the technical aspects of live streams, including encoding, delivery, and playback. It offers features such as low latency streaming, real-time analytics, custom branding, and support for multiple video formats. OBS is an open source software that allows users to capture audio and video from a variety of sources and stream them in real-time. It has a range of features including scene transitions, chroma keying, mixer controls and plugins. Both services offer end-to-end solutions for streaming live content with the ability to cast it to many different platforms. However, LightStream offers more user friendly features such as automated setup processes, while OBS's user experience is slightly more technical in nature.

LightStream
vs.
SoFi

LightStream and SoFi are two online lenders that offer unsecured personal loans for debt consolidation, home improvement projects, major purchases, weddings, medical expenses and more. Both websites allow users to apply and get an answer within minutes. LightStream offers loan terms from 24-144 months with a minimum loan amount of $5,000. SoFi offers loan terms from 24-84 months with a minimum loan amount of $5,000. Both websites offer fixed APR's ranging from 5.99% - 20.24%. LightStream also offers money back guarantee while SoFi offers member benefits such as career coaching and unemployment protection. Both websites have flexible repayment options and no origination fees or prepayment penalties.

LightStream
vs.
Streamlabs

LightStream and Streamlabs are both websites that provide streaming tools for content creators. LightStream offers a feature-rich platform that can be used to broadcast live streams, create stream graphics, and automate interactions with viewers. It also provides screen sharing capabilities and allows users to monetize their streams with virtual currency. Streamlabs is an all-in-one streaming platform that provides users with easy-to-use integration of live streaming services such as Twitch and YouTube Live. It includes a dashboard where users can customize the look of their stream, add overlays, and manage donations from viewers. Both sites offer access to a variety of streaming applications including audio and video chat tools, analytics tracking tools, and widgets for games or videos. Additionally, both sites provide support for multiple platforms such as Windows, MacOS, iOS, Android, and web browsers. However, Streamlabs has more features available than LightStream which makes it better suited for large scale operations or experienced streamers who want more advanced features.

LightStream
vs.
Twitch

LightStream and Twitch are both streaming websites that allow users to broadcast their content. LightStream's main focus is video game streaming and has features such as live chat, integrated media sharing, and a library of stream highlights. Twitch also offers video game streaming with additional features such as leaderboards, viewer loyalty programs, and rewards for streamers. Both websites offer a range of customization options for viewers to customize their home page including the ability to follow channels and subscribe to receive notifications when new streams start. However, LightStream also provides custom overlays, hosted webpages, and multi-platform support while Twitch only provides support for PC streaming.

LightStream
vs.
Upstart

LightStream and Upstart are both online lenders that offer personal loans for a variety of reasons. LightStream is a division of SunTrust Bank, and Upstart is an online lending platform. LightStream offers flexible loan terms and repayment options tailored to the individual needs of borrowers. They offer loans from $5,000 to $100,000 with fixed interest rates from 3.09% - 17.99% APR and loan terms ranging from 24 to 84 months. LightStream also allows borrowers to apply for a 0.50% rate discount when they sign up for automatic payments and provides loan funding as soon as the same day in many cases. Upstart offers personal loans ranging from $1,000 to $50,000 with fixed interest rates that range from 8.59% - 35.99%. Their loan terms range from 36 to 60 months and they also provide funds quickly in most cases within 1-3 business days after application approval. Upstart specializes in providing loans to individuals who have limited credit histories or lower credit scores by using other metrics such as education level, work history, area of study, etc., to assess the borrower's creditworthiness instead of just relying on traditional FICO scores alone.

LightStream
vs.
Upgrade

LightStream and Upgrade are two personal loan companies offering loans for many different purposes. Both offer fixed interest rates and loan amounts, with LightStream providing loan amounts up to $100,000 and Upgrade offering up to $50,000 in loans. Upgrade allows borrowers to have their payments reported to all three major credit bureaus for a potential boost in credit score, while LightStream does not offer this feature. Both companies provide quick pre-qualification decisions but Upgrade requires a hard inquiry on the borrower's credit report while LightStream only needs a soft inquiry. Loan terms range from 24 to 84 months with both companies, however Upgrade has more options available with terms ranging from 2 years to 7 years. Lightstream offers AutoPay discounts with interest rate reductions of 0.25%. Lastly, both companies provide customer service representatives who can help answer any questions or concerns borrowers may have about their loans.


History of LightStream

LightStream is an online lending platform that has been providing consumers with access to personal loan products since 2013. It was founded with the goal of providing consumers with access to loans with competitive interest rates and terms. The platform has since expanded to offer a variety of loan products, including home improvement loans, debt consolidation loans, and auto loans. LightStream has become a trusted source for personal loan products, providing customers with an easy and secure way to get the financing they need.


LightStream Status

The LightStream website on online and reachable (last checked on 2024-06-22 01:00:32).

Online
Last checked 2024-06-22 01:00:32.
Uptime overview of the past three days.
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Check LightStream's Twitter for recent updates.

Comments

  • So many choices, so little time!

    2023-07-18 04:17:17 ·
  • I'm not sure if I'm more impressed with LightStream or the fact that there are so many other sites that do the same thing!

    2023-09-21 22:47:38 ·
  • I'm sure my wallet is not as happy about this list as I am!

    2023-10-10 10:35:32 ·
  • It's like a Choose-Your-Own-Adventure book, but with banking sites!

    2023-12-28 03:47:17 ·
  • I guess imitation is the sincerest form of flattery!

    2024-01-05 13:18:40 ·
  • I had no idea there were so many sites like LightStream! Now I just have to hope I can remember which one I'm supposed to be using!

    2024-04-13 10:52:50 ·